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DigiSMEHub

Accounting Software for Small Businesses in Ghana

Keep your books balanced without hiring a bookkeeper. DigiSMEHub Accounting is a full double-entry system with a chart of accounts, journal entries, trial balance, profit and loss, and balance sheet. Ghana businesses get a pre-configured chart of accounts with VAT, NHIL, GETFund, and Mobile Money accounts.

Why businesses choose DigiSMEHub for accounting

Double-Entry Ledger

Every transaction records a debit and a credit. Your books are always balanced.

Ghana-Ready Defaults

Pre-built chart of accounts with VAT Payable, NHIL Payable, GETFund Levy, Withholding Tax, and Mobile Money accounts.

Financial Statements

Generate trial balance, profit and loss, balance sheet, and cash flow reports from live data.

Auto-Journaling

Invoices, POS sales, payroll, and purchase orders create journal entries automatically. No manual posting.

Who is this for?

Every SME that needs accurate books — retailers, service businesses, agencies, distributors, and any business in Ghana required to file tax returns.

Feature highlights

Chart of accounts with Ghana-ready defaults
Manual and automatic journal entries
Trial balance report
Profit and loss statement
Balance sheet
General ledger with per-account history
Cash flow report
Budget vs. actual comparison
Aged receivables and payables
Accrual and cash accounting modes
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A trading company in Tema

A trading company in Tema uses DigiSMEHub Accounting as their primary bookkeeping system. The Ghana-ready chart of accounts was configured automatically when they selected Ghana during setup. Every invoice, POS sale, payroll run, and purchase order creates journal entries without manual work. At the end of each month, the accountant generates the trial balance, profit and loss, and balance sheet — ready for review and tax filing.

Frequently asked questions

Is the chart of accounts set up for Ghana?+
Yes. When you select Ghana, DigiSMEHub creates accounts for VAT Payable, NHIL Payable, GETFund Levy Payable, Withholding Tax, Mobile Money, and 30+ other Ghana-specific accounts.
Do other modules create journal entries?+
Yes. Invoicing, POS, payroll, and purchase orders all create automatic journal entries. You can also create manual entries.
Can I switch between accrual and cash accounting?+
Yes. Set your accounting basis in Organisation Settings. Accrual recognises revenue when invoiced. Cash recognises revenue when paid.
What financial reports are available?+
Trial balance, profit and loss, balance sheet, general ledger, cash flow, aged receivables, aged payables, customer statements, and supplier statements.

Ready to streamline your business?

Sign up free and explore every module. No credit card, no time limit on the free tier.